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Welcome to Toscana
Toscana at Cabezon is a great place to live in and is located at the heart of Rio Rancho, New Mexico. This location was chosen by Centex Homes and DR Horton Homes to build in as it provides easy access to schools, parks, shopping centers, churches and much more! The Toscana Community is part of master plan development called Cabezon and offers community parks, public pools, and a community center that is just a short walk away.

Your Community Manager

Jade Chase
Associa Canyon Gate
An Associa® Member Company
P.O. Box 93488
Albuquerque, NM 87199
505-342-2797
jchase@cgres.com
www.cgres.com

Most of your community information is available, including your governing documents and other secured association documents, for all registered homeowners. Please log in with your user name and password to view the complete file list.

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Announcements

From Canyon Gate

ACH Direct Debit Form
Please click on the link below for the most recent version of your management's ACH Direct Debit Form.
ACH Direct Debit Form Link

Insurance – Coverage Available For Our Community

Some of your dues go toward paying for our community’s insurance needs. Have you ever wondered what kinds of insurance our community association needs? Below is a list of the different types of insurance typically available to associations.

Our association doesn’t necessarily have all of these types of coverage; but they’re available if we need them. The board and manager work closely with the association’s insurance professional who is familiar with our unique needs.

Property insurance. Most other types of coverage are built around property insurance. It covers all buildings, structures, and personal property owned by the association, including common property, parks, woods, open spaces, and recreational facilities, and sometimes includes portions of residential areas.
General liability. In addition to protecting physical property, our association has commercial liability insurance. Unlike property damage, which often can be measured in dollar amounts, liability claims have no limits other than those imposed by courts.
Auto (owned, non-owned, and hired). Associations with employees who drive cars, trucks, or maintenance vehicles on association property or elsewhere while carrying out association business need auto insurance.
Directors' and officers' liability. Boards are volunteers trying to serve their communities, but as the old adage says, “No good deed goes unpunished.” So, even when boards behave appropriately and use sound judgment someone may still file a lawsuit claiming wrongful termination, sexual harassment, discrimination, or mismanagement of funds, to name a few common suits.

Umbrella liability. This type of coverage closes some of the gaps in other types of insurance policies. No standard umbrella policy exists, so the association works closely with our insurance professional to design a policy tailored to our specific needs.
Workers’ compensation. This insurance—required in most states—provides benefits for employees who sustain injuries while working for the association.
Terrorism. Insurance companies are now required by law to offer coverage for certified acts of terrorism. An “act of terrorism” is usually defined as any violent act that is dangerous to life or property with the intention of affecting the population's conduct, with damage totaling at least $5 million.
Mold. Damage from mold is excluded from most standard property insurance policies, which tend to provide coverage for damages that are sudden and accidental but don’t generally cover the cost of cleaning and maintaining a home.

Insurance requirements are outlined in your community governing documents. Additionally, your Board of Directors evaluates the best prices and options available for your community annually when considering insurance coverage. "


Volunteer – Committees
Committees are an important part of an associations operation. Committee members help keep a community vibrant; and, by augmenting paid staff, they save the association money each year.

The board provides each committee with a job description and goal to help it succeed as a community resource. Committees then gather information and offer new ideas and opinions to board members. All committees are advisory to the board unless given specific decision-making authority by the board or CC&Rs.

So, if you're thinking about running for the board and want to learn a little more about association operations first, or if you're interested in helping improve your community or just want to get out and meet neighbors, we would be thrilled to talk to you about committees and how you might be able to help. Contact your community manager at Associa Canyon Gate for more information.

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How It All Works

From Association Government

Board Member Responsibilities

The Board is ultimately responsible for the oversight of the community association ("the buck stops with the Board"). Although the Board may retain and delegate some of its duties to volunteers, contractors and professionals, the Board is still ultimately responsible for the duties it may have assigned to others.

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Associa Blog

The Associa Blog covers everything homeowners, board members and community managers need to achieve their community’s vision. Written by Associa’s industry experts and partners, the Associa blog provides hands-on and timely information on the latest trends, laws and news affecting communities worldwide. Topics include board member etiquette, HOA and condo association laws, strata management, community maintenance, management contracts, finance management, maintaining property values, entertaining, decorating, gardening and more. Join our worldwide network now and subscribe to Associa’s blog for tips to enrich your home, build a stronger community and improve the operations of your community.